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 A Lifetime of WealthSM

The IRA Stretch and Protection TrustSM

Welcome to the home of the IRA Stretch and Protection TrustSM.  This informational site is dedicated to helping you maximize the value of your individual retirement account (or “IRA”) and other tax deferred retirement investments (such as 401(k), 403(b) and 457 plans). How? We will show you how to obtain the maximum tax deferred STRETCH distributions while at the same time providing a high level of ASSET PROTECTION for your IRA, helping you provide a legacy of lifetime income for your loved ones.  Our technique is the difference between simply leaving an inheritance for your family members or leaving them with A Lifetime of WealthSM.

Please feel free to review our pages and learn about:

  • The importance and benefit of extended tax deferral.
  • Why you should consolidate your other retirement accounts into IRA accounts as soon as possible.
  • How required minimum distributions from your IRA and other retirement accounts are calculated.
  • How your beneficiaries can STRETCH IRA distributions over their own lifetimes.
  • The risks that your IRA will be subject to and how you can PROTECT it for your beneficiaries (from the claims of creditors, bankruptcy, divorce and disability!)
  • Why attempting to leave your IRA to your beneficiaries through your regular estate planning revocable living trust will probably result in an immediate distribution and loss of all tax deferral.

The starting point for learning how the IRA Stretch and Protection TrustSM can turn your retirement account assets into A Lifetime of WealthSM is understanding required minimum distributions.  We suggest you start on the IRA Distributions page, and then proceed to the IRA Stretch and Protection TrustSM page for more information on how you can leverage the tax deferred compound growth of your IRA for generations to come.  If, however, you would like to jump right to the last chapter and skip the details, feel free to go to The Short Version.

The IRA Stretch and Protection TrustSM.  A choice between merely leaving them an inheritance or blessing them with A Lifetime of WealthSM.